How long will it take?

How long transfers take (by corridor)

Tags: SME, Corporate · Transfer tracking · Rates

Short answer

Most Oneremit outbound transfers settle the same day or instantly, depending on the destination corridor and payout method.

NGN to USD

ACH

Same-day settlement

Cut-off time: 12:00 PM EST

Wire

Near-instant settlement

• Tier 1 banks: approximately 2 hours
• Other banks: 2 to 6 hours

NGN to GBP

Instant settlement via FPS

NGN to EUR

SEPA Instant for most European banks

Some banks may settle next business day depending on the receiving bank

NGN to CAD

Interac

Instant settlement

EFT

Next business day

No weekend processing

NGN to AUD

Same-day settlement

NGN to AED

Same-day settlement

NGN to ZAR

Same-day settlement

NGN to KES

Same-day settlement

What can affect settlement time

• Transfers submitted after daily cut-off times
• Incorrect or incomplete beneficiary details
• First-time transfers or account reviews
• Receiving bank processing rules
• Weekends and public holidays (for select corridors)

When to contact support

Contact support only if:

• Your transfer status is Sent and the expected settlement time for the corridor has passed
• Your transfer shows Failed or Reversed

Have this ready:

• Transfer reference ID
• Destination corridor
• Payout method (where applicable)

Updated on: 07/02/2026