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# How long will it take?

## How long transfers take (by corridor)
**Tags:** SME, Corporate · Transfer tracking · Rates

### ${color}[#193b2d](Short answer)
Most Oneremit outbound transfers settle the same day or instantly, depending on the destination corridor and payout method.

### NGN to USD
**ACH**  
Same-day settlement  
Cut-off time: 12:00 PM EST

**Wire**  
Near-instant settlement  
* Tier 1 banks: approximately 2 hours  
* Other banks: 2 to 6 hours

### NGN to GBP
Instant settlement via FPS

### NGN to EUR
SEPA Instant for most European banks  
Some banks may settle next business day depending on the receiving bank

### NGN to CAD
**Interac**  
Instant settlement

**EFT**  
Next business day  
No weekend processing

### NGN to AUD
Same-day settlement

### NGN to AED
Same-day settlement

### NGN to ZAR
Same-day settlement

### NGN to KES
Same-day settlement

### What can affect settlement time
* Transfers submitted after daily cut-off times
* Incorrect or incomplete beneficiary details
* First-time transfers or account reviews
* Receiving bank processing rules
* Weekends and public holidays (for select corridors)

### ${color}[#193b2d](When to contact support)
Contact support **only if**:
* Your transfer status is **Sent** and the expected settlement time for the corridor has passed
* Your transfer shows **Failed** or **Reversed**

${color}[#193b2d](Have this ready:)
* Transfer reference ID
* Destination corridor
* Payout method (where applicable)