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# How our transparent FX rates work (no fees)

${color}[#193b2d](Short answer)
Oneremit uses transparent FX rates with no hidden fees. The rate you see before confirming your transfer is the rate applied.

### What “no fees” means
* There are no separate transfer or processing fees
* FX pricing is built directly into the quoted rate
* You always see the final payout amount before you confirm

### How FX rates are set
* Rates are based on live market conditions
* Rates refresh regularly to reflect market movement
* Different corridors may have different market dynamics

### Why a rate may change
* FX markets move throughout the day
* Rates refresh if a transfer is delayed before confirmation
* Large transfers may be reviewed before final confirmation

### What we recommend
* Review the quoted rate carefully before confirming
* Proceed with the transfer once you are comfortable with the rate
* Avoid long delays between viewing a rate and confirming a transfer

### ${color}[#193b2d](Important)
Once you confirm a transfer, the applied FX rate is locked for that transaction.

### ${color}[#193b2d](When to contact support)
Contact support **only if**:
* The applied rate does not match the rate shown at confirmation
* You believe there is an error in the final payout amount

${color}[#193b2d](Have this ready:)
* Transfer reference ID
* Corridor and currency pair
* Screenshot or details of the rate shown at confirmation